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Seven Questions To Ask Before Purchasing Renters Insurance There is one common mistake people make when it comes to renter insurance. That mistake is that they don't get any. However, it doesn't mean that you are doing the right thing just by signing up for the first policy you come across either. You must spend some time researching the different options that are out there, so that you can find a policy that is right for your needs. There are a few things you have to be aware of, besides knowing how much it will cost.